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This involves stealing information off a credit card during a legitimate transaction.  The fraudster swipes the card through an electronic device known as a ‘wedge’ or skimming device which records all information contained on the magnetic strip.  A disturbing fact about skimming is that the devices can be easily purchased at relatively low prices and it is hard to catch the fraudster since the fraud is noticed only after 30 or 60 days at the time the victim receives his credit card statement.